Twelve months from prototype to paying winners.

FoundationShipped

What already exists, as of July 2026.

• Core protocol prototype with 27 passing tests: principal-safe vault over tokenized T-bill funds, time-weighted tickets, Premium-Bonds-style tiered draws, lock boosts, group pools, and cross-chain deposit routing (Solana rails via CCTP).
• Prize-schedule simulation: retention modeling that selected the published tier design and sized the reserve buffer.
• windfalling.xyz live: product site, safety documentation, waitlist.

Harden the machineAug to Oct

Close the gap between prototype and production protocol.

• Production randomness: Chainlink VRF v2.5 adapter, plus a keeper service that closes and finalizes every draw and refreshes lapsed lock boosts automatically.
• Deterministic single-winner jackpot draw and a reserve policy sized by the published simulation.
• Deposit caps, emergency pause, and the transparent AUM fee module.
• Fuzz and invariant testing, internal security review, first external audit scoped and scheduled.
• Regulatory memos for all five wedge markets; local counsel engaged in the first two (Argentina and Turkey leading).

Earn the right to hold moneyNov to Jan

Trust infrastructure: custody, audits, transparency, and a closed beta.

• External audit #1 completed and published.
• Licensed custody partner selected; pilot-market legal structure in place.
• Protocol chain finalized (Base or Arbitrum) and live integration with a real tokenized T-bill fund, first on testnet, then mainnet with capped deposits.
• Solana deposit rails through CCTP in production.
• Custodial wallet backend: phone-number accounts, card and bank deposits through a local payment partner.
• Reserve transparency dashboard v1: live assets versus balances, updated continuously, auditable by anyone.
• Closed beta from the waitlist: hundreds of savers, small caps, real monthly draws.

First marketFeb to Apr

Public pilot in market #1, with the caps on and the receipts public.

• Public launch in the first market (leading candidate: Argentina), deposit caps in force.
• First public monthly draws, with a step-by-step guide for verifying any draw end to end.
• Group pools live: savings circles with combined tickets and pro-rata payouts.
• Jackpot sponsorship program: partner-funded prize top-ups.
• Retention instrumentation: real cohort data flowing back into the prize schedule model.

Prove it scalesMay to Jul

Lift the caps, calibrate on live data, prepare market #2.

• Deposit caps raised behind audit #2 and reserve growth.
• Market #2 preparation (Turkey or Nigeria): counsel, localization, payment rails.
• Lock boosts live: 6-month and 12-month commitments with boosted tickets.
• Prize schedule v2, calibrated on real cohort behavior instead of assumptions.
• Fundraise on traction: pool growth, retention against the simulation, and a public draw track record.

Beyond the first year

• Multi-market rollout across the remaining wedge countries.
• Consumer launch brand decision, tested with real savers in each market (the working name stays for the company and protocol).
• Hub-and-spoke deposits revisited only if the documented triggers fire; the prize pool never fragments.